Actuary Salary in Texas: $122,844 (2026)
Quick Answer:Across Texas's 109 metropolitan areas, the average median actuary pay sits at $122,844/year heading into 2026 — a figure projected from 2025 BLS OEWS wage data for SOC 15-2011. Because Texas sits at BEA RPP 96.0 (4% below the U.S. baseline), that statewide median translates to roughly $127,963 in nationally-comparable purchasing power. Highest-paying metros: El Paso ($132,428), Irving ($130,801), Plano ($130,369).
In Texas, the projected average median salary for actuaries in 2026 is $122,844, which is 8.4% lower than the national median of $134,160. This disparity highlights a regional difference in compensation levels. The highest-paying city in Texas is El Paso, with an expected salary of $136,666, while Pasadena offers the lowest at $83,181, creating a salary gap of $53,485. Factors contributing to this difference include the local cost of living, demand for actuarial services, and the concentration of industries that employ actuaries, such as insurance and financial services. Texas has specific licensing requirements, and actuaries must adhere to state regulations and scope of practice laws that can affect their job roles and opportunities. Demand drivers include a projected annual growth rate of 3.20% for actuaries in Texas, indicating a steady need for professionals in this field. With a total of 3,332 actuaries employed across the state, the job market remains stable, particularly in the top cities: Irving at $134,987, Plano at $134,541, Corpus Christi at $133,952, and Garland at $133,841. This overall outlook suggests that while salaries may vary widely, opportunities for actuaries in Texas remain promising.
Texas Actuary Salary Range
Overall salary range in Texas: $51,010 (lowest entry-level) to $211,831 (highest top earner)
Texas vs National Average
Texas actuaries earn 8.43% less than the national median ($-11,316/year difference).
Texas Actuary Salary Distribution (2026)
Actuary salaries in Texas range from $75,436 (entry-level, 10th percentile) to $196,983 (top earners, 90th percentile), with a median of $122,844. The Texas median is $11,316 below the US national median of $134,160. The average hourly rate is $59.06/hr. Approximately 3,332 actuarys are employed across 109 cities.
2019 BLS Actual
$101,202
2025 BLS Actual
$119,035
2026 Current Est.
$122,844
2019–2027 Growth
+25.3%
Salary Trajectory for Actuaries in Texas (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $101,202 | Actual |
| 2020 | $106,962 | Actual |
| 2021 | $101,296 | Actual |
| 2022 | $108,053 | Actual |
| 2023 | $114,161 | Actual |
| 2024 | $116,807 | Actual |
| 2025 | $119,035 | Actual |
| 2026(current) | $122,844 | Estimated |
| 2027 | $126,775 | Projected |
Based on 7 years of BLS OEWS data for the Texas metropolitan area, the median actuary salary grew 17.6% from $101,202 (2019) to $119,035 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $126,775 by 2027 — a total increase of $25,573 (25.27%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Texas metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Top 5 Highest Paying Cities in Texas
Lowest Paying Cities in Texas
| City | Median Salary |
|---|---|
| Pasadena | $83,181 |
| The Woodlands | $83,275 |
| Houston | $84,283 |
| San Antonio | $105,842 |
| New Braunfels | $106,760 |
Best Value Cities for Actuaries in Texas
When adjusted for local cost of living, these Texas cities offer the most purchasing power for actuaries.
| City | Nominal Salary | CoL Index | Adjusted Salary |
|---|---|---|---|
| El Paso | $136,666 | 96 | $142,360 |
| Irving | $134,987 | 96 | $140,611 |
| Plano | $134,541 | 96 | $140,147 |
| Corpus Christi | $133,952 | 96 | $139,533 |
| Garland | $133,841 | 96 | $139,418 |
Adjusted salary = nominal salary × (100 / CoL index). CoL index: 100 = national average. Lower index = lower cost of living.
Salary by Experience Level in Texas
| Experience Level | Estimated Annual |
|---|---|
| Entry Level (0-2 years) | $75,436 |
| Mid Career (3-7 years) | $122,844 |
| Experienced (7+ years) | $196,983 |
Estimates based on BLS percentile data averaged across Texas metro areas. Individual pay varies by employer, certifications, and specialization.
All 109 Cities in Texas
| # | City | Median Salary |
|---|---|---|
| 1 | El Paso | $136,666 |
| 2 | Irving | $134,987 |
| 3 | Plano | $134,541 |
| 4 | Corpus Christi | $133,952 |
| 5 | Garland | $133,841 |
| 6 | Frisco | $133,363 |
| 7 | Amarillo | $133,321 |
| 8 | Beaumont | $133,115 |
| 9 | College Station | $132,740 |
| 10 | Wichita Falls | $132,064 |
| 11 | Dallas | $131,776 |
| 12 | Killeen | $131,544 |
| 13 | McAllen | $131,252 |
| 14 | Fort Worth | $130,916 |
| 15 | Lubbock | $130,700 |
| 16 | Conroe | $130,632 |
| 17 | Laredo | $130,572 |
| 18 | Port Arthur | $130,428 |
| 19 | Richardson | $130,388 |
| 20 | Carrollton | $130,367 |
| 21 | Grand Prairie | $130,150 |
| 22 | Tyler | $129,962 |
| 23 | Harlingen | $129,775 |
| 24 | Waco | $129,483 |
| 25 | San Marcos | $129,421 |
| 26 | Galveston | $129,194 |
| 27 | Arlington | $129,115 |
| 28 | DeSoto | $129,102 |
| 29 | Missouri City | $128,969 |
| 30 | San Angelo | $128,932 |
| 31 | Brownsville | $128,765 |
| 32 | Abilene | $128,734 |
| 33 | Mission | $128,643 |
| 34 | Midland | $128,547 |
| 35 | Sugar Land | $128,422 |
| 36 | Allen | $128,412 |
| 37 | League City | $128,297 |
| 38 | Cedar Park | $128,239 |
| 39 | Longview | $128,225 |
| 40 | Georgetown | $128,194 |
| 41 | Baytown | $128,143 |
| 42 | Denton | $128,068 |
| 43 | Wylie | $128,052 |
| 44 | Cleburne | $128,033 |
| 45 | Mesquite | $128,015 |
| 46 | Pharr | $127,918 |
| 47 | McKinney | $127,901 |
| 48 | Pearland | $127,641 |
| 49 | Burleson | $127,553 |
| 50 | Odessa | $127,391 |
| 51 | Pflugerville | $127,388 |
| 52 | Round Rock | $127,357 |
| 53 | Cedar Hill | $127,333 |
| 54 | Flower Mound | $127,022 |
| 55 | Edinburg | $126,955 |
| 56 | Kyle | $126,939 |
| 57 | Del Rio | $126,794 |
| 58 | Coppell | $126,494 |
| 59 | Austin | $126,472 |
| 60 | Temple | $126,460 |
| 61 | Forney | $126,294 |
| 62 | Rowlett | $126,164 |
| 63 | The Colony | $125,974 |
| 64 | Anna | $125,925 |
| 65 | Huntsville | $125,784 |
| 66 | Texarkana | $125,614 |
| 67 | Mansfield | $125,389 |
| 68 | Weatherford | $125,364 |
| 69 | Euless | $125,308 |
| 70 | Weslaco | $125,225 |
| 71 | Hurst | $125,165 |
| 72 | Victoria | $125,084 |
| 73 | Grapevine | $125,011 |
| 74 | Leander | $124,981 |
| 75 | Little Elm | $124,975 |
| 76 | Lancaster | $124,865 |
| 77 | North Richland Hills | $124,777 |
| 78 | Duncanville | $124,755 |
| 79 | Copperas Cove | $124,515 |
| 80 | Friendswood | $124,495 |
| 81 | Seguin | $123,975 |
| 82 | Rockwall | $123,805 |
| 83 | Corinth | $123,676 |
| 84 | Schertz | $123,565 |
| 85 | Corsicana | $123,463 |
| 86 | San Juan | $123,376 |
| 87 | Kingsville | $123,365 |
| 88 | Prosper | $123,335 |
| 89 | Sachse | $123,026 |
| 90 | Bastrop | $123,008 |
| 91 | Socorro | $122,796 |
| 92 | Eagle Pass | $122,567 |
| 93 | Keller | $122,386 |
| 94 | Sherman | $122,377 |
| 95 | Lufkin | $122,247 |
| 96 | Haltom City | $122,236 |
| 97 | Nacogdoches | $122,236 |
| 98 | Benbrook | $122,136 |
| 99 | University Park | $122,020 |
| 100 | Fredericksburg | $121,255 |
| 101 | Stephenville | $120,393 |
| 102 | Horizon City | $119,870 |
| 103 | Murphy | $119,066 |
| 104 | Tomball | $118,117 |
| 105 | New Braunfels | $106,760 |
| 106 | San Antonio | $105,842 |
| 107 | Houston | $84,283 |
| 108 | The Woodlands | $83,275 |
| 109 | Pasadena | $83,181 |
More Texas Salary Data
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Frequently Asked Questions
How much do actuaries make in Texas in 2026?
What is the highest paying city for actuaries in Texas?
How does Texas actuary pay compare to the national average?
What is the entry-level actuary salary in Texas?
How many actuaries are employed in Texas?
Which Texas city offers the best value for actuaries?
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Statewide salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to each metro area's reported salary to estimate current 2026 actuary compensation across Texas. State averages are employment-weighted across 109 metro areas — larger metro areas with more actuariescontribute proportionally more to the average, producing figures that better reflect typical compensation. Individual pay varies by city, employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov