Actuary Salary in San Antonio, TX: $105,842 (2026)
Quick Answer:A full-time actuary in San Antonio, TX earns a median $105,842/year (≈ $50.89/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in San Antonio's price level (5% below national, BEA RPP 94.7), that paycheck buys what $111,747 would nationally. Nominal pay sits 17.8% below the Texas state average.
Official BLS data · View source
In 2026, actuaries in San Antonio, Texas, are projected to earn a median annual salary of $105,842 based on 2025 BLS OEWS data, projected to 2026. This salary reflects a pay gradient influenced by the differences between consulting firms and insurers at the Fellow level. The full salary range for actuaries in this region spans from $80,362 at the 10th percentile to an impressive $178,103 at the 90th percentile. With a notable annual growth rate of 3.20%, the market is evolving, though the compensation lags behind the national median of $134,160, indicating room for growth and opportunity in San Antonio's actuarial job market.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $80,362 | $38.64 |
| Lower Range (P25) | $86,678 | $41.67 |
| Median (P50)(typical) | $105,842 | $50.89 |
| Upper Range (P75) | $137,968 | $66.33 |
| Top Earners (P90) | $178,103 | $85.63 |
Median Salary Position
21.11% below the national average
2026 Salary Percentile Distribution in San Antonio
In San Antonio, TX, the actuary salary spread from the 10th to 90th percentile is $97,741 (2026 est.). At $105,842, the local median is 21.11% below the national median of $134,160.
Salary Calculator
At 40 hours/week in San Antonio: You'd be in the lower-middle range
How San Antonio Actuary Pay Compares
San Antonio median: $105,842/year (2026)
| Compared To | Median Salary | San Antonio Pays |
|---|---|---|
| Texas Average | $128,761 | -17.80% less |
| National Average | $134,160 | -21.11% less |
Actuarys in San Antonio, TX earn a median of $105,842 per year (2026 est.), which is 21.11% lower than the national median of $134,160 and 17.80% below the Texas state average of $128,761.
Cost-of-Living Adjusted Salary
San Antonio has a cost of living 5.28% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
San Antonio, TX has a cost-of-living index of 94.716 (below the national average of 100). A actuary earning $105,842 nominally has purchasing power equivalent to $111,747 in an average-cost city — an effective 5.58% boost.
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2019 BLS Actual
$117,580
2025 BLS Actual
$102,560
2026 Current Est.
$105,842
2019–2027 Growth
+-7.1%
Salary Trajectory for Actuaries in San Antonio (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $117,580 | Actual |
| 2020 | $137,320 | Actual |
| 2021 | $95,680 | Actual |
| 2022 | $89,929 | Actual |
| 2023 | $94,671 | Actual |
| 2024 | $135,731 | Actual |
| 2025 | $102,560 | Actual |
| 2026(current) | $105,842 | Estimated |
| 2027 | $109,229 | Projected |
Based on 7 years of BLS OEWS data for the San Antonio metropolitan area, the median actuary salary grew -12.8% from $117,580 (2019) to $102,560 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $109,229 by 2027 — a total increase of $-8,351 (-7.10%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the San Antonio metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $80,362 – $86,678 |
| 3-5 years (Mid Career) | $86,678 – $105,842 |
| 5+ years (Experienced) | $105,842 – $137,968 |
| 10+ years (Top Earner) | $137,968 – $178,103 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in San Antonio
The local actuarial job market in San Antonio has approximately 120 actuaries employed, presenting a stable environment for burgeoning professionals. The cost of living index in the area is 94.716, which is below the national average, positively affecting take-home purchasing power. Life insurance companies, led by names such as Prudential and MetLife, alongside consulting giants like Mercer and WTW, often offer the highest pay. Factors contributing to the disparity in salaries include exam progression, where each passed exam translates to increased earnings, and varying specialties that can demand different market rates. Actuaries looking to maximize their compensation should focus on obtaining credentials such as FSA while also developing skills in predictive analytics, which are gaining importance in the industry. With a strategic approach toward career progression and specialization, professionals can significantly enhance their actuary pay in San Antonio, TX.
More salary data for San Antonio, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $102,560 for actuariesin the San Antonio metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov