Actuary Salary in Killeen, TX: $131,544 (2026)
Quick Answer:A full-time actuary in Killeen, TX earns a median $131,544/year (≈ $63.24/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Killeen's price level (4% below national, BEA RPP 96.0), that paycheck buys what $137,025 would nationally. Nominal pay sits 2.1% above the Texas state average.
Based on BLS state-level estimates · View source
Actuaries in Killeen, Texas, are projected to earn a median salary of $131,544 in 2026, which is slightly below the national median of $134,160. The salary range varies significantly, with the lowest earners making approximately $76,296 and the highest reaching up to $203,893. These figures reflect local estimates based on 2025 BLS data, adjusted for regional cost factors. With a relatively modest number of actuaries employed in the area, approximately 35, Killeen's market also illustrates a distinctive pay gradient between consulting firms like Milliman and Mercer, which tend to compensate at higher levels, compared to traditional insurance roles.
About the Killeen Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $76,296 | $36.68 |
| Lower Range (P25) | $95,097 | $45.72 |
| Median (P50)(typical) | $131,544 | $63.24 |
| Upper Range (P75) | $168,376 | $80.95 |
| Top Earners (P90) | $203,893 | $98.03 |
Median Salary Position
1.95% below the national average
2026 Salary Percentile Distribution in Killeen
In Killeen, TX, the actuary salary spread from the 10th to 90th percentile is $127,597 (2026 est.). At $131,544, the local median is 1.95% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Killeen: You'd be in the lower-middle range
How Killeen Actuary Pay Compares
Killeen median: $131,544/year (2026)
| Compared To | Median Salary | Killeen Pays |
|---|---|---|
| Texas Average | $128,838 | +2.10% more |
| National Average | $134,160 | -1.95% less |
Actuarys in Killeen, TX earn a median of $131,544 per year (2026 est.), which is 1.95% lower than the national median of $134,160 and 2.10% above the Texas state average of $128,838.
Cost-of-Living Adjusted Salary
Killeen has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Killeen, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $131,544 nominally has purchasing power equivalent to $137,025 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$106,237
2025 BLS Actual
$127,465
2026 Current Est.
$131,544
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Killeen (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $106,237 | Actual |
| 2020 | $108,865 | Actual |
| 2021 | $103,835 | Actual |
| 2022 | $111,767 | Actual |
| 2023 | $117,660 | Actual |
| 2024 | $125,504 | Actual |
| 2025 | $127,465 | Actual |
| 2026(current) | $131,544 | Estimated |
| 2027 | $135,753 | Projected |
Based on 7 years of BLS OEWS data for the Killeen metropolitan area, the median actuary salary grew 20.0% from $106,237 (2019) to $127,465 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $135,753 by 2027 — a total increase of $29,516 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Killeen metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $76,296 – $95,097 |
| 3-5 years (Mid Career) | $95,097 – $131,544 |
| 5+ years (Experienced) | $131,544 – $168,376 |
| 10+ years (Top Earner) | $168,376 – $203,893 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Killeen
In Killeen's job market, the cost of living index stands at 96, indicating that living expenses are slightly lower than the national average, which enhances purchasing power despite the local actuary salary being somewhat less competitive than national figures. Employers in the area span various industries, including life and health insurance giants such as Prudential and UnitedHealth. The variance in salaries often hinges on factors like exam progression and the type of actuarial specialty—with firms in property and casualty or consulting generally offering more lucrative packages. Actuaries looking to maximize their pay should consider completing exams steadily, as each successful completion can incrementally boost earnings. Additionally, acquiring specialized skills in predictive analytics may provide an edge in both consulting and insurance environments within Killeen, TX.
More salary data for Killeen, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $127,465 for actuariesin the Killeen metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Killeen is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov