Senior Actuary Salary in Colorado Springs, CO: $176,121 (2026)
Quick Answer:The top tier of actuaries working in Colorado Springs, CO — those at or above the 90th percentile — pull in $176,121/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Colorado Springs's price premium (BEA RPP 100.7, 1% above national) and that top-decile pay carries the same buying power as $174,885 in average-cost America. The 50% spread above city median typically rewards 7+ years of practice or specialty credentials.
Official BLS data · View source
In Colorado Springs, the potential for senior actuaries to earn outstanding salaries is evident in the 2026 projections, with top earned salaries reaching up to $176,121 at the 90th percentile. The 75th percentile figures of $162,499 indicate that professionals in this market can secure substantial compensation that reflects their experience and expertise. The median annual salary of $117,400 demonstrates a significant gap between average earnings and the highest earners, which serves as a motivational benchmark for experienced actuaries aiming to advance in their careers. Achieving such top-tier pay in Colorado Springs often requires extensive experience, specialized skills, and a strong network within the industry to tap into premium opportunities.
2026 Salary Percentile Distribution in Colorado Springs
Experienced actuarys at the top of the pay scale in Colorado Springs earn between $162,499 and $176,121 per year (2026 est.). This $99,825 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Colorado Springs median of $117,400 sits 12.49% below the US median.
Top ASA, FSA Salary Comparison
| Level | Colorado Springs | National |
|---|---|---|
| Median (P50) | $117,400 | $134,160 |
| 75th Percentile | $162,499 | $176,111 |
| 90th Percentile (Top 10%) | $176,121 | $221,983 |
In Colorado Springs, experienced actuaries (P90) earn 50.02% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Colorado Springs
Advanced Certifications in Colorado
CO actuaries with additional specialty certifications within the actuarial science field earn significantly above the $117,400 median. Expanded-scope credentials are increasingly valued by Colorado Springs employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Colorado Springs command premium compensation, often reaching the $162,499–$176,121 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Colorado Springs metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Colorado Springs with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Colorado who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Colorado Springs
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedColorado Springs ranks #32 of 32 Colorado cities for top earner actuary salary (90th percentile: $176,121).
Top 10% actuary compensation in Colorado Springs ($176,121) is 12.07% below the Colorado average P90 ($200,291).
2019 BLS Actual
$153,602
2025 BLS Actual
$170,660
2026 Current Est.
$176,121
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Colorado Springs (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $153,602 | Actual |
| 2020 | $155,514 | Actual |
| 2021 | $164,091 | Actual |
| 2022 | $158,124 | Actual |
| 2023 | $166,066 | Actual |
| 2024 | $208,130 | Actual |
| 2025 | $170,660 | Actual |
| 2026(current) | $176,121 | Estimated |
| 2027 | $181,757 | Projected |
Top-earning actuaries (90th percentile) in Colorado Springs saw their compensation grow 11.1% from $153,602 in 2019 to $170,660 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $181,757 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Colorado Springs metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Colorado Springs
Several factors drive the premium compensation for senior actuaries in Colorado Springs, particularly across various specializations. Expertise in areas such as life and annuity, health, property & casualty (P&C), and enterprise risk management can attract higher pay from firms like Prudential or UnitedHealth. The employer types also impact salary levels; for instance, actuarial consultants at firms like Mercer and Aon tend to offer lucrative packages compared to traditional insurance companies. Progressing from an actuarial analyst to roles like managing actuary or chief actuary—often contingent on obtaining advanced credentials such as ASA or FSA—opens doors for greater financial rewards. Beyond salary, non-monetary drivers such as signed bonuses for credential completions and benefits tied to exam success play vital roles in overall compensation, reflecting how critical ongoing education is within Colorado’s competitive actuarial market.
More salary data for Colorado Springs, CO:
Frequently Asked Questions
How much do experienced actuaries make in Colorado Springs in 2026?
What drives higher actuary pay in Colorado Springs?
What certifications boost actuary salary in Colorado Springs?
Can experienced actuaries make six figures in Colorado Springs?
How much does actuary salary increase over time in Colorado Springs?
Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $170,660 for actuaries in the Colorado Springs metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Source: BLS, OEWS, 2-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov