Senior Actuary Salary in Fort Worth, TX: $202,920 (2026)
Quick Answer:The top tier of actuaries working in Fort Worth, TX — those at or above the 90th percentile — pull in $202,920/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Fort Worth's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $211,375 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Actuaries with significant experience can anticipate lucrative pay in Fort Worth, TX, particularly those reaching the upper echelons of the profession. In 2026, the top earners, represented by the 90th percentile, will make approximately $202,920 annually, highlighting a substantial financial advancement over the median annual salary of $130,916. In fact, the gap between the median and the top-tier earnings reflects an experience premium that rewards actuaries who consistently enhance their skills and specialize in high-demand areas like predictive analytics or enterprise risk management. Reaching this level of compensation often requires both advanced credentials and a proven track record, as firms increasingly value those with extensive industry knowledge and exam progression achievements.
About the Fort Worth Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Fort Worth
Experienced actuarys at the top of the pay scale in Fort Worth earn between $167,573 and $202,920 per year (2026 est.). This $123,423 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Fort Worth median of $130,916 sits 2.42% below the US median.
Top ASA, FSA Salary Comparison
| Level | Fort Worth | National |
|---|---|---|
| Median (P50) | $130,916 | $134,160 |
| 75th Percentile | $167,573 | $176,111 |
| 90th Percentile (Top 10%) | $202,920 | $221,983 |
In Fort Worth, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Fort Worth
Advanced Certifications in Texas
TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $130,916 median. Expanded-scope credentials are increasingly valued by Fort Worth employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Fort Worth command premium compensation, often reaching the $167,573–$202,920 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Fort Worth metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Fort Worth with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Fort Worth
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedFort Worth ranks #13 of 109 Texas cities for top earner actuary salary (90th percentile: $202,920).
Top 10% actuary compensation in Fort Worth ($202,920) is 3.01% above the Texas average P90 ($196,983).
2019 BLS Actual
$176,974
2025 BLS Actual
$196,628
2026 Current Est.
$202,920
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Fort Worth (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $176,974 | Actual |
| 2020 | $179,177 | Actual |
| 2021 | $189,059 | Actual |
| 2022 | $182,185 | Actual |
| 2023 | $191,335 | Actual |
| 2024 | $204,360 | Actual |
| 2025 | $196,628 | Actual |
| 2026(current) | $202,920 | Estimated |
| 2027 | $209,414 | Projected |
Top-earning actuaries (90th percentile) in Fort Worth saw their compensation grow 11.1% from $176,974 in 2019 to $196,628 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $209,414 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Fort Worth metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Fort Worth
The Fort Worth market for senior actuaries is particularly influenced by specialization and employer type. Professionals focusing on areas such as life and annuity, health, and property and casualty can command higher salaries that vary significantly across sectors. Life insurance companies and health insurers generally offer competitive compensation, but top firms in reinsurance and consulting may provide even greater financial rewards for those holding advanced certifications like FSA or FCAS. The pathway to significant pay increases often lies in completing additional actuarial exams and attaining fellow status—every passed exam can typically add $3,000 to $8,000 to one's base salary. In this evolving landscape, those with expertise in analytics and data science are becoming increasingly sought after, reshaping the compensation strategies that drive the experienced actuary salary in Fort Worth.
More salary data for Fort Worth, TX:
Frequently Asked Questions
How much do experienced actuaries make in Fort Worth in 2026?
What drives higher actuary pay in Fort Worth?
What certifications boost actuary salary in Fort Worth?
Can experienced actuaries make six figures in Fort Worth?
How much does actuary salary increase over time in Fort Worth?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $196,628 for actuaries in the Fort Worth metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Fort Worth is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov