Actuary Pay

Ogden vs Spanish Fork: Actuary Salary (2026)

Compare actuary salaries between Ogden, UT and Spanish Fork, UT. All figures are 2026 estimates projected from BLS 2025 data.

Ogden, UT
$132,749
$63.82/hr
Spanish Fork, UT
$130,313
$62.65/hr

Side-by-Side Comparison

MetricOgden, UTSpanish Fork, UT
Median Salary$132,749$130,313
Hourly Rate$63.82$62.65
Entry Level (P10)$76,994$80,774
25th Percentile$103,193$103,159
75th Percentile$169,919$166,596
Top Earner (P90)$205,761$201,985
Total Employed189
Side-by-side bar chart comparing Ogden ($132,749) and Spanish Fork ($130,313) actuary salaries.OgdenSpanish ForkMedian Salary$132,749$130,313Entry Level (P10)$76,994$80,774Top Earner (P90)$205,761$201,985US Median $134,160

Verdict

Ogden, UT offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Spanish Fork.

The salary gap between Ogden and Spanish Fork is $2,436 (1.87%). Ogden's median is -1.05% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Ogden spans $128,767,Spanish Fork spans $121,211. Ogden has a wider pay range, meaning more potential for high earners but also more variation.

Ogden
P10 (Entry)$76,994
P25$103,193
Median$132,749
P75$169,919
P90 (Top)$205,761
Spanish Fork
P10 (Entry)$80,774
P25$103,159
Median$130,313
P75$166,596
P90 (Top)$201,985

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Ogden ($135,320 effective) pays 1.87% more than Spanish Fork ($132,837 effective).

Ogden
Nominal: $132,749
CoL Index: 98.1
Adjusted: $135,320
Spanish Fork
Nominal: $130,313
CoL Index: 98.1
Adjusted: $132,837

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Ogden if…

  • Higher median salary ($132,749/year)
  • Better top-earner potential ($205,761)
  • Larger job market (18 employed)
  • Better purchasing power (CoL-adjusted: $135,320)
  • You prefer the Utah area and lifestyle

Choose Spanish Fork if…

  • You prefer the Utah area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Ogden grew 13.0% from 2024 to 2025, compared to 13.0% growth in Spanish Fork over the same period.

Ogden, UT

+13.0%

$113,791 (2024) → $128,633 (2025)

Spanish Fork, UT

+13.0%

$111,702 (2024) → $126,272 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Ogden or Spanish Fork?

Ogden has a higher median actuary salary at $132,749/year, compared to Spanish Fork at $130,313/year — a difference of $2,436 (1.87%).

What is the hourly rate difference between Ogden and Spanish Fork?

Ogden actuarys earn $63.82/hr while Spanish Fork hygienists earn $62.65/hr (2026 est.).

Should I relocate from Ogden to Spanish Fork as a actuary?

Consider more than just salary when comparing Ogden and Spanish Fork. Factor in cost of living (CoL-adjusted: Ogden = $135,320, Spanish Fork = $132,837), job availability (18 vs 9 employed), commute, and career growth potential.

What do entry-level actuarys earn in Ogden vs Spanish Fork?

Entry-level (10th percentile) actuarys earn $76,994 in Ogden and $80,774 in Spanish Fork. The Spanish Fork area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov