Entry-Level Actuary Salary in Flint, MI: $75,507 (2026)
Quick Answer:New actuaries entering the Flint, MI job market in 2026 can expect a starting salary around $75,507 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Flint's local price level (BEA RPP 93.2 — 7% below national), a first-year paycheck buys what $81,016 would in average-cost America. Most reach the city median ($121,722) within a few years of clinical practice.
Based on BLS state-level estimates · View source
For new graduates pursuing a career as an actuary in Flint, Michigan, the starting salary in 2026 is projected to be around $75,507. This entry-level pay indicates a substantial gap from the city median salary of $121,722, which presents a realistic expectation for those just entering the field. However, recent actuarial graduates can anticipate a growth trajectory as they gain experience and pass relevant exams, with opportunities to reach $92,097 within the first few years. Flint's current labor market shows promise for entry-level actuaries, with a salary that aligns well compared to other regional markets, though it remains approximately 9.27% lower than the national median of $134,160. Hence, while these starting figures may appear modest against the bigger picture, they do open pathways to significant increases over time.
About the Flint Market
Salary estimated from Michigan average ($120,000) adjusted for local cost of living.
Career Earnings Timeline in Flint
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Flint
Entry-level actuarys in Flint, MI typically start between $75,507 and $92,097 per year (2026 est.). The full salary range spans $113,162 from the 10th to 90th percentile, with the local median at $121,722 — 9.27% below the national median.
Return on Investment
The average actuarial science program cost in Michigan of $52,000 represents just 68.87% of the starting actuary pay ($75,507/year) in Flint. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Flint
- 1Research the Flint market: entry-level actuary pay ranges from $75,507 to $92,097, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in MI often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Flint, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Flint for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Flint's below-average cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Flint is $113,162 ( 149.87%) between entry-level and top earners. Starting at $75,507, experienced hygienists can earn up to $188,669.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$60,399
2025 BLS Actual
$73,166
2026 Current Est.
$75,507
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Flint (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $60,399 | Actual |
| 2020 | $61,488 | Actual |
| 2021 | $58,909 | Actual |
| 2022 | $66,824 | Actual |
| 2023 | $70,195 | Actual |
| 2024 | $66,868 | Actual |
| 2025 | $73,166 | Actual |
| 2026(current) | $75,507 | Estimated |
| 2027 | $77,924 | Projected |
Entry-level actuary compensation (10th percentile) in Flint, MI grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $60,399 in 2019 to $73,166 in 2025. By 2027, starting salaries are projected to reach $77,924. New graduates entering the Flint job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Flint metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Flint
Employers in Flint actively seek to hire entry-level actuaries, including large life insurance firms such as Prudential, MetLife, and Northwestern Mutual, which often establish campus recruitment pipelines for actuarial students. Health insurers also look for new graduates to fill entry-level roles, while consulting firms, including Milliman and Mercer, offer competitive salaries for those who already possess ASA credentials. To boost starting pay in this competitive landscape, candidates should focus on obtaining a bachelor's degree in a relevant field like mathematics or statistics and begin passing actuarial exams. Continuing education through VEE credits enhances a candidate's attractiveness to employers. Notably, each passed exam can increase a starting salary by $3,000 to $8,000, which highlights the importance of exam progression in early career earnings. In the first three years, actuaries in Flint can expect steady salary growth, especially if they pursue further credentialing toward their ASA or FSA designations, which are highly valued in the local market.
More salary data for Flint, MI:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Flint. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Flint is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov