Senior Actuary Salary in Flint, MI: $188,669 (2026)
Quick Answer:The top tier of actuaries working in Flint, MI — those at or above the 90th percentile — pull in $188,669/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Flint's price premium (BEA RPP 93.2, 7% below national) and that top-decile pay carries the same buying power as $202,435 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Reaching the upper echelons of the actuarial profession in Flint, MI, offers attractive compensation for seasoned professionals. With a projected 2026 median annual salary of $121,722, senior actuaries in this region have the potential to earn significantly more, with top earners (P90) expected to make $188,669 annually. This notable figure illustrates the considerable experience premium available, as the gap between the median and the top actuary salary in Flint is substantial. Professionals aiming for high-tier income should focus on advanced skills, maintain a robust network, and often pursue the Fellow (FSA/FCAS) designation, which not only elevates their marketability but also correlates strongly with higher compensation.
About the Flint Market
Salary estimated from Michigan average ($120,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Flint
Experienced actuarys at the top of the pay scale in Flint earn between $155,804 and $188,669 per year (2026 est.). This $113,162 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Flint median of $121,722 sits 9.27% below the US median.
Top ASA, FSA Salary Comparison
| Level | Flint | National |
|---|---|---|
| Median (P50) | $121,722 | $134,160 |
| 75th Percentile | $155,804 | $176,111 |
| 90th Percentile (Top 10%) | $188,669 | $221,983 |
In Flint, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Flint
Advanced Certifications in Michigan
MI actuaries with additional specialty certifications within the actuarial science field earn significantly above the $121,722 median. Expanded-scope credentials are increasingly valued by Flint employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Flint command premium compensation, often reaching the $155,804–$188,669 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Flint metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Flint with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Michigan who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Flint
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedFlint ranks #30 of 52 Michigan cities for top earner actuary salary (90th percentile: $188,669).
Top 10% actuary compensation in Flint ($188,669) is 4.39% above the Michigan average P90 ($180,728).
2019 BLS Actual
$164,546
2025 BLS Actual
$182,819
2026 Current Est.
$188,669
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Flint (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $164,546 | Actual |
| 2020 | $166,594 | Actual |
| 2021 | $175,782 | Actual |
| 2022 | $169,390 | Actual |
| 2023 | $177,898 | Actual |
| 2024 | $168,756 | Actual |
| 2025 | $182,819 | Actual |
| 2026(current) | $188,669 | Estimated |
| 2027 | $194,707 | Projected |
Top-earning actuaries (90th percentile) in Flint saw their compensation grow 11.1% from $164,546 in 2019 to $182,819 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $194,707 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Flint metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Flint
Flint's actuarial market reflects a diverse range of specialization areas that can command premium pay, particularly in sectors like life and annuity, health, and enterprise risk management. Companies like Prudential and Cigna often offer higher compensation levels for senior roles, especially when compared to other subsectors such as pension consulting or property and casualty insurance. For actuaries forging a path toward leadership, clear advancement opportunities exist, transitioning from positions such as actuarial analyst to chief actuary, particularly for those who achieve their FSA credentials. Each milestone in the actuarial exam progression can substantially enhance salary, with passing additional exams typically translating to raises between $3,000 and $8,000. As actuaries further specialize, especially in high-demand areas like predictive analytics or consulting practices, they may find non-salary compensations such as study benefits and signing bonuses further bolster their effective earnings.
More salary data for Flint, MI:
Frequently Asked Questions
How much do experienced actuaries make in Flint in 2026?
What drives higher actuary pay in Flint?
What certifications boost actuary salary in Flint?
Can experienced actuaries make six figures in Flint?
How much does actuary salary increase over time in Flint?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $182,819 for actuaries in the Flint metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Flint is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov